Agree.. $20,000 is no small sum.. never seen that amount in my bank account before for more than one day (always disappear by next day to pay the bills !)
Best case scenario: an expensive $20,000 lesson. But maybe better now kenna tio screw than one day come and lose $200,000 to a FL !
That's life.. tomorrow sun rises again and we carry on, hoping for a better tomorrow !